1. INCREASE CASH FLOW
.Earn additional income
.Manage expenses
2-MANAGE DEBTS
.Strive to eliminate debts
3-CREATE EMERGENCY FUNDS
.Save at least 3 months' income
.Prepare for emergency expenses
4-ENSURE PROPER PROTECTION
.Protect against loss of income
.Protect family asset
5-BUILD LONG TERM
.Asset accumulation
.Outpace inflation
.Reduce taxation
6-PRESERVE YOUR ESTATE
.Help reduce estate taxes
.Build a familiy legacy
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